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have<00:00:00.539><c> you</c><00:00:00.630><c> ever</c><00:00:00.780><c> avoided</c><00:00:01.110><c> checking</c><00:00:01.709><c> your</c><00:00:01.890><c> bank</c>

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have you ever avoided checking your bank
 

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have you ever avoided checking your bank
account<00:00:02.399><c> balance</c><00:00:02.580><c> because</c><00:00:03.149><c> you</c><00:00:03.179><c> were</c><00:00:03.570><c> just</c>

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account balance because you were just
 

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account balance because you were just
too<00:00:04.110><c> scared</c><00:00:04.440><c> to</c><00:00:04.620><c> look</c><00:00:05.210><c> have</c><00:00:06.210><c> you</c><00:00:06.359><c> ever</c><00:00:06.509><c> had</c>

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too scared to look have you ever had
 

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too scared to look have you ever had
trouble<00:00:06.839><c> sleeping</c><00:00:07.470><c> because</c><00:00:07.649><c> you</c><00:00:07.950><c> were</c>

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trouble sleeping because you were
 

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trouble sleeping because you were
thinking<00:00:08.370><c> about</c><00:00:08.460><c> bills</c><00:00:08.880><c> or</c><00:00:09.179><c> money</c><00:00:09.740><c> you're</c><00:00:10.740><c> not</c>

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thinking about bills or money you're not
 

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thinking about bills or money you're not
alone<00:00:11.190><c> in</c><00:00:11.639><c> fact</c><00:00:12.509><c> a</c><00:00:12.750><c> 2018</c><00:00:13.559><c> survey</c><00:00:14.009><c> showed</c><00:00:14.309><c> that</c>

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alone in fact a 2018 survey showed that
 

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alone in fact a 2018 survey showed that
44%<00:00:15.089><c> of</c><00:00:15.509><c> people</c><00:00:15.570><c> reported</c><00:00:16.470><c> money</c><00:00:16.680><c> as</c><00:00:16.949><c> their</c>

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44% of people reported money as their
 

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44% of people reported money as their
number-one<00:00:17.490><c> source</c><00:00:17.880><c> of</c><00:00:18.060><c> stress</c><00:00:18.359><c> beating</c><00:00:19.020><c> out</c>

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number-one source of stress beating out
 

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number-one source of stress beating out
personal<00:00:19.650><c> relationships</c><00:00:20.279><c> and</c><00:00:20.490><c> job</c><00:00:20.850><c> related</c>

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personal relationships and job related
 

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personal relationships and job related
challenges<00:00:22.699><c> financial</c><00:00:23.699><c> anxiety</c><00:00:24.180><c> is</c><00:00:24.390><c> a</c>

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challenges financial anxiety is a
 

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challenges financial anxiety is a
feeling<00:00:24.900><c> of</c><00:00:25.170><c> worry</c><00:00:25.410><c> fear</c><00:00:26.070><c> or</c><00:00:26.430><c> unease</c><00:00:27.000><c> about</c>

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feeling of worry fear or unease about
 

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feeling of worry fear or unease about
your<00:00:27.630><c> finances</c><00:00:28.580><c> it</c><00:00:29.580><c> can</c><00:00:29.760><c> be</c><00:00:29.880><c> caused</c><00:00:30.119><c> by</c><00:00:30.269><c> a</c>

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your finances it can be caused by a
 

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your finances it can be caused by a
variety<00:00:30.570><c> of</c><00:00:30.929><c> different</c><00:00:31.320><c> reasons</c><00:00:31.470><c> not</c><00:00:32.219><c> just</c><00:00:32.279><c> a</c>

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variety of different reasons not just a
 

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variety of different reasons not just a
lack<00:00:32.820><c> of</c><00:00:32.850><c> funds</c>

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lack of funds
 

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lack of funds
sometimes<00:00:34.680><c> it's</c><00:00:34.890><c> brought</c><00:00:35.070><c> on</c><00:00:35.219><c> by</c><00:00:35.399><c> other</c><00:00:35.579><c> forms</c>

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sometimes it's brought on by other forms
 

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sometimes it's brought on by other forms
of<00:00:36.059><c> anxiety</c><00:00:36.210><c> like</c><00:00:36.930><c> generalized</c><00:00:37.649><c> anxiety</c>

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of anxiety like generalized anxiety
 

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of anxiety like generalized anxiety
disorder<00:00:38.760><c> or</c><00:00:38.940><c> math</c><00:00:39.600><c> anxiety</c><00:00:40.230><c> it</c><00:00:40.890><c> can</c><00:00:40.950><c> also</c><00:00:41.219><c> be</c>

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disorder or math anxiety it can also be
 

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disorder or math anxiety it can also be
caused<00:00:41.670><c> by</c><00:00:41.820><c> feeling</c><00:00:42.270><c> unprepared</c><00:00:42.420><c> or</c><00:00:43.020><c> maybe</c>

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caused by feeling unprepared or maybe
 

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caused by feeling unprepared or maybe
just<00:00:43.950><c> not</c><00:00:44.129><c> understanding</c><00:00:44.969><c> terms</c><00:00:45.270><c> or</c><00:00:45.510><c> numbers</c>

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just not understanding terms or numbers
 

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just not understanding terms or numbers
the<00:00:47.489><c> most</c><00:00:47.670><c> common</c><00:00:48.059><c> reaction</c><00:00:48.180><c> to</c><00:00:48.629><c> financial</c>

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the most common reaction to financial
 

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the most common reaction to financial
anxiety<00:00:49.620><c> is</c><00:00:49.800><c> avoidance</c><00:00:50.460><c> if</c><00:00:50.879><c> you</c><00:00:51.360><c> can't</c><00:00:51.570><c> see</c>

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anxiety is avoidance if you can't see
 

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anxiety is avoidance if you can't see
your<00:00:51.989><c> finances</c><00:00:52.620><c> you</c><00:00:53.010><c> don't</c><00:00:53.370><c> know</c><00:00:53.520><c> how</c><00:00:53.699><c> bad</c>

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your finances you don't know how bad
 

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your finances you don't know how bad
they<00:00:54.090><c> actually</c><00:00:54.480><c> are</c><00:00:54.629><c> right</c><00:00:55.489><c> however</c><00:00:56.489><c> avoiding</c>

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they actually are right however avoiding
 

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they actually are right however avoiding
your<00:00:57.329><c> finances</c><00:00:57.930><c> instead</c><00:00:58.170><c> of</c><00:00:58.559><c> managing</c><00:00:59.010><c> them</c>

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your finances instead of managing them
 

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your finances instead of managing them
can<00:00:59.550><c> cause</c><00:00:59.789><c> them</c><00:01:00.000><c> to</c><00:01:00.120><c> worsen</c><00:01:00.510><c> which</c><00:01:00.750><c> in</c><00:01:01.020><c> turn</c>

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can cause them to worsen which in turn
 

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can cause them to worsen which in turn
causes<00:01:02.070><c> more</c><00:01:02.430><c> anxiety</c><00:01:02.989><c> so</c><00:01:03.989><c> how</c><00:01:04.229><c> do</c><00:01:04.290><c> you</c>

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causes more anxiety so how do you
 

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causes more anxiety so how do you
overcome<00:01:04.650><c> it</c><00:01:05.189><c> and</c><00:01:05.220><c> break</c><00:01:05.580><c> the</c><00:01:05.760><c> cycle</c><00:01:07.040><c> make</c><00:01:08.040><c> a</c>

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overcome it and break the cycle make a
 

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overcome it and break the cycle make a
plan

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plan
 

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plan
what<00:01:09.299><c> is</c><00:01:09.450><c> it</c><00:01:09.600><c> about</c><00:01:09.720><c> your</c><00:01:09.990><c> finances</c><00:01:10.530><c> that</c>

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what is it about your finances that
 

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what is it about your finances that
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gives you anxiety lack of income too
 

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gives you anxiety lack of income too
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much debt or maybe your secure now but
 

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much debt or maybe your secure now but
you're<00:01:16.290><c> worried</c><00:01:16.590><c> about</c><00:01:16.770><c> the</c><00:01:16.920><c> future</c><00:01:17.689><c> identify</c>

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you're worried about the future identify
 

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you're worried about the future identify
what<00:01:18.930><c> you're</c><00:01:19.049><c> worried</c><00:01:19.350><c> about</c><00:01:19.439><c> and</c><00:01:19.799><c> lay</c><00:01:20.189><c> out</c><00:01:20.310><c> a</c>

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what you're worried about and lay out a
 

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what you're worried about and lay out a
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plan sometimes just having a plan in
 

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plan sometimes just having a plan in
place<00:01:23.159><c> can</c><00:01:23.700><c> help</c><00:01:23.909><c> to</c><00:01:24.030><c> lessen</c><00:01:24.210><c> your</c><00:01:24.420><c> anxiety</c>

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place can help to lessen your anxiety
 

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place can help to lessen your anxiety
exposure<00:01:27.360><c> this</c><00:01:28.290><c> one</c><00:01:28.530><c> may</c><00:01:28.799><c> seem</c><00:01:29.070><c> hard</c><00:01:29.369><c> since</c><00:01:29.670><c> a</c>

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exposure this one may seem hard since a
 

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exposure this one may seem hard since a
common<00:01:30.150><c> reaction</c><00:01:30.600><c> is</c><00:01:30.750><c> avoidance</c><00:01:31.320><c> however</c>

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common reaction is avoidance however
 

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common reaction is avoidance however
just<00:01:32.549><c> reading</c><00:01:33.000><c> finance</c><00:01:33.420><c> articles</c><00:01:33.869><c> or</c>

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just reading finance articles or
 

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just reading finance articles or
learning<00:01:34.470><c> a</c><00:01:34.530><c> few</c><00:01:34.710><c> finance</c><00:01:35.159><c> terms</c><00:01:35.490><c> each</c><00:01:35.700><c> day</c>

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learning a few finance terms each day
 

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learning a few finance terms each day
might<00:01:36.509><c> help</c><00:01:36.750><c> to</c><00:01:36.930><c> ease</c><00:01:37.079><c> your</c><00:01:37.290><c> worries</c><00:01:38.180><c> think</c>

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might help to ease your worries think
 

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might help to ease your worries think
positive

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positive
 

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positive
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the first step to overcoming something
 

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the first step to overcoming something
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is to believe that you actually can
 

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is to believe that you actually can
overcome<00:01:44.460><c> it</c><00:01:45.020><c> negative</c><00:01:46.020><c> thoughts</c><00:01:46.350><c> and</c><00:01:46.590><c> words</c>

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overcome it negative thoughts and words
 

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overcome it negative thoughts and words
only<00:01:47.250><c> continue</c><00:01:48.090><c> anxious</c><00:01:48.479><c> thoughts</c><00:01:48.750><c> and</c><00:01:49.079><c> can</c>

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only continue anxious thoughts and can
 

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only continue anxious thoughts and can
even<00:01:49.619><c> make</c><00:01:49.860><c> them</c><00:01:50.070><c> worse</c><00:01:51.560><c> acknowledge</c><00:01:52.560><c> your</c>

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even make them worse acknowledge your
 

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even make them worse acknowledge your
anxiety<00:01:53.280><c> in</c><00:01:53.430><c> writing</c><00:01:53.790><c> write</c><00:01:54.600><c> about</c><00:01:54.840><c> what</c>

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anxiety in writing write about what
 

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anxiety in writing write about what
exactly<00:01:55.530><c> worries</c><00:01:56.100><c> you</c><00:01:56.310><c> and</c><00:01:56.520><c> when</c><00:01:56.820><c> you</c>

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exactly worries you and when you
 

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exactly worries you and when you
experience<00:01:57.360><c> those</c><00:01:57.750><c> feelings</c><00:01:58.170><c> the</c><00:01:58.799><c> simple</c><00:01:59.189><c> act</c>

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experience those feelings the simple act
 

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experience those feelings the simple act
of<00:01:59.549><c> acknowledging</c><00:02:00.210><c> may</c><00:02:00.570><c> be</c><00:02:00.630><c> the</c><00:02:00.930><c> first</c><00:02:01.079><c> step</c>

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of acknowledging may be the first step
 

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of acknowledging may be the first step
to<00:02:01.619><c> overcoming</c><00:02:02.100><c> it</c>

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to overcoming it
 

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to overcoming it
[Music]

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[Music]
 

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[Music]
employ<00:02:04.679><c> relaxation</c><00:02:05.399><c> techniques</c><00:02:06.200><c> stress</c><00:02:07.200><c> and</c>

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employ relaxation techniques stress and
 

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employ relaxation techniques stress and
anxiety<00:02:07.590><c> even</c><00:02:08.280><c> financial</c><00:02:09.060><c> anxiety</c><00:02:09.209><c> can</c><00:02:09.810><c> have</c>

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anxiety even financial anxiety can have
 

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anxiety even financial anxiety can have
physical<00:02:10.560><c> symptoms</c><00:02:10.590><c> as</c><00:02:11.160><c> well</c><00:02:11.220><c> as</c><00:02:11.730><c> emotional</c>

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physical symptoms as well as emotional
 

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physical symptoms as well as emotional
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counteract these symptoms by trying some
 

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counteract these symptoms by trying some
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stress reducing activities like yoga or
 

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stress reducing activities like yoga or
meditation<00:02:17.450><c> if</c><00:02:18.470><c> you're</c><00:02:19.470><c> struggling</c><00:02:19.799><c> with</c>

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meditation if you're struggling with
 

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meditation if you're struggling with
financial<00:02:20.670><c> anxiety</c><00:02:20.870><c> you</c><00:02:21.870><c> are</c><00:02:22.019><c> not</c><00:02:22.230><c> alone</c><00:02:22.590><c> and</c>

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financial anxiety you are not alone and
 

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financial anxiety you are not alone and
you<00:02:23.129><c> can</c><00:02:23.400><c> overcome</c><00:02:23.910><c> it</c>

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GCF<00:02:29.580><c> global</c><00:02:30.260><c> creating</c><00:02:31.260><c> opportunities</c><00:02:31.920><c> for</c><00:02:32.250><c> a</c>

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GCF global creating opportunities for a
 

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GCF global creating opportunities for a
better<00:02:32.370><c> life</c>