WEBVTT
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Language: en

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hey<00:00:03.689><c> guys</c><00:00:03.959><c> I'm</c><00:00:04.290><c> bill</c><00:00:04.859><c> from</c><00:00:05.130><c> gcflearnfree.org</c>

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hey guys I'm bill from gcflearnfree.org
 

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hey guys I'm bill from gcflearnfree.org
and<00:00:06.870><c> today</c><00:00:07.440><c> I</c><00:00:07.500><c> want</c><00:00:07.740><c> to</c><00:00:07.799><c> talk</c><00:00:08.010><c> about</c><00:00:08.189><c> the</c>

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and today I want to talk about the
 

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and today I want to talk about the
sharing<00:00:08.910><c> economy</c><00:00:09.230><c> now</c><00:00:10.230><c> what</c><00:00:11.070><c> do</c><00:00:11.160><c> I</c><00:00:11.219><c> mean</c><00:00:11.460><c> by</c>

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sharing economy now what do I mean by
 

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sharing economy now what do I mean by
that<00:00:11.670><c> exactly</c>

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that exactly
 

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that exactly
well<00:00:13.110><c> the</c><00:00:13.920><c> sharing</c><00:00:14.280><c> economy</c><00:00:14.370><c> is</c><00:00:15.030><c> a</c><00:00:15.059><c> general</c>

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well the sharing economy is a general
 

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well the sharing economy is a general
term<00:00:15.990><c> that's</c><00:00:16.440><c> applied</c><00:00:16.710><c> to</c><00:00:17.190><c> a</c><00:00:17.220><c> whole</c><00:00:17.310><c> bunch</c><00:00:17.730><c> of</c>

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term that's applied to a whole bunch of
 

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term that's applied to a whole bunch of
different<00:00:18.000><c> tools</c><00:00:18.449><c> a</c><00:00:18.810><c> really</c><00:00:19.410><c> good</c><00:00:19.560><c> example</c><00:00:20.039><c> of</c>

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different tools a really good example of
 

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different tools a really good example of
this<00:00:20.340><c> is</c><00:00:20.520><c> a</c><00:00:20.760><c> bei</c><00:00:20.970><c> eBay</c><00:00:21.600><c> allows</c><00:00:21.869><c> people</c><00:00:22.170><c> to</c><00:00:22.529><c> sell</c>

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this is a bei eBay allows people to sell
 

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this is a bei eBay allows people to sell
items<00:00:23.279><c> they</c><00:00:23.430><c> no</c><00:00:23.640><c> longer</c><00:00:23.670><c> need</c><00:00:24.210><c> and</c><00:00:24.570><c> makes</c><00:00:24.960><c> it</c>

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items they no longer need and makes it
 

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items they no longer need and makes it
easy<00:00:25.350><c> for</c><00:00:25.680><c> other</c><00:00:25.830><c> people</c><00:00:26.220><c> to</c><00:00:26.369><c> buy</c><00:00:26.550><c> them</c><00:00:26.820><c> eBay</c>

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easy for other people to buy them eBay
 

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easy for other people to buy them eBay
acts<00:00:27.510><c> as</c><00:00:27.720><c> a</c><00:00:27.750><c> go-between</c><00:00:28.170><c> or</c><00:00:28.890><c> middleman</c><00:00:29.460><c> in</c>

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acts as a go-between or middleman in
 

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acts as a go-between or middleman in
this<00:00:29.939><c> situation</c><00:00:30.599><c> they</c><00:00:31.199><c> make</c><00:00:31.349><c> it</c><00:00:31.500><c> easier</c><00:00:31.949><c> for</c>

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this situation they make it easier for
 

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this situation they make it easier for
these<00:00:32.340><c> people</c><00:00:32.700><c> to</c><00:00:32.850><c> find</c><00:00:33.090><c> one</c><00:00:33.329><c> another</c><00:00:33.390><c> so</c><00:00:34.050><c> the</c>

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these people to find one another so the
 

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these people to find one another so the
sharing<00:00:34.829><c> economy</c><00:00:35.340><c> is</c><00:00:35.370><c> based</c><00:00:35.730><c> around</c><00:00:36.000><c> this</c>

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sharing economy is based around this
 

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sharing economy is based around this
idea<00:00:36.719><c> and</c><00:00:37.020><c> it</c><00:00:37.200><c> takes</c><00:00:37.530><c> it</c><00:00:37.710><c> one</c><00:00:37.860><c> step</c><00:00:37.920><c> further</c>

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idea and it takes it one step further
 

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idea and it takes it one step further
some<00:00:39.120><c> really</c><00:00:39.450><c> good</c><00:00:39.600><c> examples</c><00:00:40.170><c> of</c><00:00:40.320><c> this</c>

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some really good examples of this
 

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some really good examples of this
include<00:00:40.680><c> over</c><00:00:41.399><c> and</c><00:00:41.700><c> lyft</c>

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include over and lyft
 

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include over and lyft
these<00:00:42.719><c> are</c><00:00:42.930><c> smartphone</c><00:00:43.469><c> apps</c><00:00:43.710><c> that</c><00:00:44.040><c> work</c>

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these are smartphone apps that work
 

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these are smartphone apps that work
basically<00:00:44.670><c> like</c><00:00:45.149><c> a</c><00:00:45.180><c> taxi</c><00:00:45.719><c> service</c><00:00:45.960><c> but</c><00:00:46.530><c> there</c>

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basically like a taxi service but there
 

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basically like a taxi service but there
are<00:00:47.250><c> no</c><00:00:47.370><c> actual</c><00:00:47.820><c> taxi</c><00:00:48.329><c> drivers</c><00:00:48.660><c> involved</c><00:00:49.170><c> on</c>

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are no actual taxi drivers involved on
 

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are no actual taxi drivers involved on
the<00:00:49.649><c> one</c><00:00:49.829><c> hand</c><00:00:50.100><c> you</c><00:00:50.250><c> have</c><00:00:50.399><c> someone</c><00:00:50.789><c> who's</c>

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the one hand you have someone who's
 

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the one hand you have someone who's
looking<00:00:51.180><c> for</c><00:00:51.539><c> a</c><00:00:51.570><c> ride</c><00:00:51.809><c> and</c><00:00:52.199><c> on</c><00:00:52.620><c> the</c><00:00:52.739><c> other</c><00:00:52.860><c> you</c>

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looking for a ride and on the other you
 

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looking for a ride and on the other you
have<00:00:53.250><c> someone</c><00:00:53.640><c> with</c><00:00:53.879><c> a</c><00:00:53.910><c> car</c><00:00:54.210><c> who's</c><00:00:54.539><c> willing</c><00:00:55.199><c> to</c>

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have someone with a car who's willing to
 

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have someone with a car who's willing to
drive<00:00:55.469><c> that</c><00:00:55.739><c> person</c><00:00:56.250><c> around</c><00:00:56.550><c> for</c><00:00:56.879><c> a</c><00:00:56.910><c> set</c><00:00:57.149><c> price</c>

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drive that person around for a set price
 

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drive that person around for a set price
just<00:00:58.079><c> like</c><00:00:58.170><c> eBay</c><00:00:58.680><c> uber</c><00:00:59.340><c> and</c><00:00:59.489><c> lyft</c><00:00:59.670><c> act</c><00:01:00.000><c> as</c><00:01:00.149><c> a</c>

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just like eBay uber and lyft act as a
 

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just like eBay uber and lyft act as a
go-between<00:01:00.600><c> in</c><00:01:01.140><c> this</c><00:01:01.289><c> situation</c><00:01:01.920><c> they</c><00:01:02.579><c> make</c>

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go-between in this situation they make
 

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go-between in this situation they make
it<00:01:02.910><c> easy</c><00:01:03.120><c> for</c><00:01:03.420><c> these</c><00:01:03.510><c> two</c><00:01:03.780><c> different</c><00:01:04.110><c> sides</c><00:01:04.260><c> to</c>

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it easy for these two different sides to
 

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it easy for these two different sides to
find<00:01:04.830><c> each</c><00:01:05.010><c> other</c><00:01:05.189><c> and</c><00:01:05.489><c> they</c><00:01:05.909><c> handle</c><00:01:06.240><c> all</c><00:01:06.360><c> the</c>

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find each other and they handle all the
 

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find each other and they handle all the
payment<00:01:06.990><c> and</c><00:01:07.080><c> transaction</c><00:01:07.650><c> information</c>

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payment and transaction information
 

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payment and transaction information
which<00:01:08.580><c> means</c><00:01:08.820><c> there's</c><00:01:09.030><c> no</c><00:01:09.240><c> reason</c><00:01:09.689><c> to</c>

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which means there's no reason to
 

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which means there's no reason to
exchange<00:01:10.200><c> cash</c><00:01:10.500><c> in</c><00:01:10.710><c> person</c><00:01:11.130><c> and</c><00:01:11.670><c> they</c><00:01:11.820><c> also</c>

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exchange cash in person and they also
 

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exchange cash in person and they also
allow<00:01:12.270><c> drivers</c><00:01:12.930><c> and</c><00:01:13.170><c> riders</c><00:01:13.320><c> to</c><00:01:13.860><c> review</c><00:01:14.310><c> and</c>

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allow drivers and riders to review and
 

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allow drivers and riders to review and
rank<00:01:14.640><c> each</c><00:01:14.820><c> other</c><00:01:15.030><c> so</c><00:01:15.600><c> you</c><00:01:15.659><c> can</c><00:01:15.840><c> see</c><00:01:16.080><c> who's</c><00:01:16.590><c> a</c>

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rank each other so you can see who's a
 

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rank each other so you can see who's a
good<00:01:16.860><c> driver</c><00:01:17.100><c> and</c><00:01:17.460><c> who's</c><00:01:17.850><c> not</c><00:01:18.000><c> another</c><00:01:18.720><c> really</c>

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good driver and who's not another really
 

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good driver and who's not another really
great<00:01:19.290><c> example</c><00:01:19.409><c> is</c><00:01:20.009><c> Airbnb</c><00:01:20.960><c> Airbnb</c><00:01:21.960><c> works</c>

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great example is Airbnb Airbnb works
 

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great example is Airbnb Airbnb works
basically<00:01:22.770><c> the</c><00:01:23.070><c> same</c><00:01:23.189><c> way</c><00:01:23.610><c> as</c><00:01:23.790><c> uber</c><00:01:24.150><c> and</c><00:01:24.299><c> lyft</c>

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basically the same way as uber and lyft
 

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basically the same way as uber and lyft
but<00:01:24.990><c> instead</c><00:01:25.500><c> of</c><00:01:25.650><c> looking</c><00:01:25.950><c> for</c><00:01:26.159><c> a</c><00:01:26.189><c> ride</c><00:01:26.460><c> it's</c>

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but instead of looking for a ride it's
 

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but instead of looking for a ride it's
people<00:01:27.450><c> looking</c><00:01:27.780><c> for</c><00:01:27.990><c> a</c><00:01:28.020><c> place</c><00:01:28.259><c> to</c><00:01:28.500><c> stay</c><00:01:28.770><c> on</c>

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people looking for a place to stay on
 

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people looking for a place to stay on
the<00:01:29.400><c> one</c><00:01:29.579><c> hand</c><00:01:29.820><c> you</c><00:01:30.000><c> have</c><00:01:30.180><c> someone</c><00:01:30.570><c> looking</c>

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the one hand you have someone looking
 

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the one hand you have someone looking
for<00:01:31.020><c> a</c><00:01:31.200><c> place</c><00:01:31.439><c> to</c><00:01:31.650><c> stay</c><00:01:31.890><c> and</c><00:01:32.130><c> on</c><00:01:32.610><c> the</c><00:01:32.759><c> other</c><00:01:32.939><c> you</c>

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for a place to stay and on the other you
 

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for a place to stay and on the other you
have<00:01:33.240><c> someone</c><00:01:33.810><c> willing</c><00:01:34.170><c> to</c><00:01:34.200><c> rent</c><00:01:34.770><c> out</c><00:01:34.950><c> or</c>

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have someone willing to rent out or
 

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have someone willing to rent out or
share<00:01:35.610><c> their</c><00:01:35.880><c> own</c><00:01:35.909><c> home</c><00:01:36.270><c> again</c><00:01:36.930><c> Airbnb</c><00:01:37.500><c> acts</c>

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share their own home again Airbnb acts
 

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share their own home again Airbnb acts
as<00:01:38.130><c> the</c><00:01:38.280><c> go-between</c><00:01:38.610><c> here</c><00:01:39.119><c> they</c><00:01:39.659><c> allow</c><00:01:39.900><c> people</c>

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as the go-between here they allow people
 

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as the go-between here they allow people
to<00:01:40.290><c> find</c><00:01:40.619><c> each</c><00:01:40.799><c> other</c><00:01:41.009><c> we</c><00:01:41.640><c> reviews</c><00:01:42.180><c> and</c><00:01:42.540><c> they</c>

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to find each other we reviews and they
 

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to find each other we reviews and they
handle<00:01:43.290><c> all</c><00:01:43.439><c> the</c><00:01:43.649><c> transaction</c><00:01:44.250><c> information</c>

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handle all the transaction information
 

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handle all the transaction information
so<00:01:45.210><c> as</c><00:01:45.570><c> these</c><00:01:45.899><c> services</c><00:01:46.470><c> have</c><00:01:46.710><c> become</c><00:01:46.799><c> more</c>

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so as these services have become more
 

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so as these services have become more
popular

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popular
 

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popular
they've<00:01:48.180><c> also</c><00:01:48.390><c> raised</c><00:01:48.750><c> a</c><00:01:48.899><c> number</c><00:01:49.170><c> of</c><00:01:49.290><c> legal</c>

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they've also raised a number of legal
 

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they've also raised a number of legal
and<00:01:49.979><c> safety</c><00:01:50.460><c> issues</c><00:01:50.880><c> and</c><00:01:51.060><c> they're</c><00:01:51.210><c> not</c><00:01:51.360><c> to</c><00:01:51.540><c> be</c>

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and safety issues and they're not to be
 

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and safety issues and they're not to be
ignored<00:01:51.960><c> for</c><00:01:52.590><c> a</c><00:01:52.619><c> lot</c><00:01:52.799><c> of</c><00:01:52.829><c> people</c><00:01:53.310><c> I</c><00:01:53.579><c> think</c><00:01:53.700><c> it's</c>

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ignored for a lot of people I think it's
 

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ignored for a lot of people I think it's
a<00:01:54.090><c> question</c><00:01:54.540><c> of</c><00:01:54.659><c> how</c><00:01:54.840><c> comfortable</c><00:01:55.500><c> you</c><00:01:55.710><c> are</c>

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a question of how comfortable you are
 

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a question of how comfortable you are
staying<00:01:56.460><c> in</c><00:01:56.670><c> someone</c><00:01:57.000><c> else's</c><00:01:57.270><c> house</c><00:01:57.540><c> or</c>

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staying in someone else's house or
 

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staying in someone else's house or
riding<00:01:58.409><c> in</c><00:01:58.619><c> someone</c><00:01:58.920><c> else's</c><00:01:59.250><c> car</c>

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riding in someone else's car
 

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riding in someone else's car
I<00:01:59.790><c> mean</c><00:02:00.299><c> it's</c><00:02:00.600><c> fundamentally</c><00:02:01.290><c> an</c><00:02:01.409><c> issue</c><00:02:01.500><c> of</c>

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I mean it's fundamentally an issue of
 

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I mean it's fundamentally an issue of
trust<00:02:02.070><c> right</c><00:02:02.630><c> personally</c><00:02:03.630><c> I</c><00:02:03.810><c> know</c><00:02:03.990><c> I</c><00:02:04.140><c> felt</c><00:02:04.439><c> the</c>

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trust right personally I know I felt the
 

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trust right personally I know I felt the
same<00:02:04.590><c> way</c><00:02:04.860><c> before</c><00:02:05.549><c> I</c><00:02:05.610><c> used</c><00:02:05.939><c> a</c><00:02:06.090><c> service</c><00:02:06.299><c> like</c>

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same way before I used a service like
 

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same way before I used a service like
this<00:02:06.869><c> and</c><00:02:07.259><c> when</c><00:02:08.039><c> I</c><00:02:08.069><c> first</c><00:02:08.429><c> got</c><00:02:08.550><c> started</c><00:02:08.789><c> I</c><00:02:09.119><c> took</c>

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this and when I first got started I took
 

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this and when I first got started I took
a<00:02:09.300><c> lot</c><00:02:09.599><c> of</c><00:02:09.629><c> time</c><00:02:09.959><c> reading</c><00:02:10.410><c> reviews</c><00:02:10.679><c> really</c>

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a lot of time reading reviews really
 

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a lot of time reading reviews really
carefully<00:02:11.879><c> and</c>

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carefully and
 

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carefully and
just<00:02:12.459><c> trying</c><00:02:12.670><c> to</c><00:02:12.730><c> get</c><00:02:12.849><c> a</c><00:02:12.910><c> sense</c><00:02:13.239><c> of</c><00:02:13.450><c> what</c><00:02:13.660><c> to</c>

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just trying to get a sense of what to
 

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just trying to get a sense of what to
expect<00:02:13.980><c> after</c><00:02:14.980><c> I'd</c><00:02:15.099><c> use</c><00:02:15.370><c> them</c><00:02:15.520><c> a</c><00:02:15.640><c> few</c><00:02:15.849><c> times</c><00:02:16.090><c> I</c>

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expect after I'd use them a few times I
 

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expect after I'd use them a few times I
felt<00:02:16.660><c> a</c><00:02:16.780><c> lot</c><00:02:16.900><c> more</c><00:02:16.959><c> comfortable</c><00:02:17.290><c> and</c><00:02:17.860><c> felt</c>

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felt a lot more comfortable and felt
 

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felt a lot more comfortable and felt
like<00:02:18.459><c> these</c><00:02:18.670><c> are</c><00:02:18.849><c> really</c><00:02:19.030><c> tools</c><00:02:19.360><c> I</c><00:02:19.540><c> could</c><00:02:19.720><c> use</c>

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like these are really tools I could use
 

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like these are really tools I could use
in<00:02:20.050><c> my</c><00:02:20.140><c> everyday</c><00:02:20.170><c> life</c><00:02:20.680><c> I</c><00:02:20.980><c> think</c><00:02:21.340><c> the</c><00:02:21.430><c> Internet</c>

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in my everyday life I think the Internet
 

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in my everyday life I think the Internet
is<00:02:22.030><c> a</c><00:02:22.060><c> really</c><00:02:22.180><c> powerful</c><00:02:22.660><c> tool</c><00:02:23.140><c> for</c><00:02:23.440><c> connecting</c>

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is a really powerful tool for connecting
 

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is a really powerful tool for connecting
people<00:02:23.980><c> and</c><00:02:24.580><c> helping</c><00:02:24.940><c> them</c><00:02:25.000><c> to</c><00:02:25.209><c> trust</c><00:02:25.540><c> one</c>

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people and helping them to trust one
 

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people and helping them to trust one
another<00:02:25.780><c> and</c><00:02:26.349><c> ultimately</c><00:02:27.250><c> that's</c><00:02:27.790><c> what</c><00:02:28.030><c> the</c>

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another and ultimately that's what the
 

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another and ultimately that's what the
sharing<00:02:28.540><c> economy</c><00:02:28.599><c> is</c><00:02:29.230><c> all</c><00:02:29.410><c> about</c><00:02:29.709><c> trust</c>

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sharing economy is all about trust
 

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sharing economy is all about trust
anyway<00:02:31.360><c> that's</c><00:02:31.840><c> all</c><00:02:32.050><c> with</c><00:02:32.200><c> god</c><00:02:32.380><c> I</c><00:02:32.680><c> really</c><00:02:33.160><c> hope</c>

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anyway that's all with god I really hope
 

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anyway that's all with god I really hope
this<00:02:33.610><c> video</c><00:02:33.940><c> has</c><00:02:34.060><c> been</c><00:02:34.150><c> helpful</c><00:02:34.300><c> in</c>

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this video has been helpful in
 

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this video has been helpful in
explaining<00:02:34.900><c> just</c><00:02:35.349><c> what</c><00:02:36.069><c> the</c><00:02:36.220><c> sharing</c><00:02:36.610><c> economy</c>

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explaining just what the sharing economy
 

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explaining just what the sharing economy
is<00:02:37.330><c> and</c><00:02:37.720><c> how</c><00:02:38.110><c> it</c><00:02:38.260><c> works</c>